Introducing “upay” (উপায়) app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps. The state of the art upay app ensures ease for your most frequent transactions like send money to others, add money from all major banks, cash out with lowest charge from agents and ATMs, pay all your utility bill payments, recharge your mobile phone from all operators and also make instant payments at your favorite stores- both online and offline.
As a subsidiary of United Commercial Bank (UCB), upay app also ensures the highest possible security through blockchain based technology and widespread availability all across Bangladesh.
Things you can do in upay app:
Instant Registration
You can easily register for a new upay account in just about a few minutes right from upay app. All you require is your National ID card and you are ready to go.
Add Money from Bank Account or Debit/Credit Card
Transfer money instantly to your upay account through any banks or Debit/Credit Card. Add money easily to your upay account within seconds using an eligible debit / credit card or bank account.
Mobile recharge to any number
Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find latest prepaid and postpaid recharge plans and best recharge based Internet, Voice and bundle offers only on upay app.
Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Card and others
Pay your utility bills such as Electricity, Water, Gas etc. for all major providers like DESCO, NESCO, Titas, WASA etc. right from the comfort of your own home. You can also pay your credit card bill, internet bill, telephone bill and many more.
Safe, Secure & Contactless Payments at Offline Stores
Easily pay at your nearby grocery stores, pharmacies, restaurants, retail stores and thousands more across the country by scanning QR code or through mobile number.
Secured Mobile Banking
Security is of utmost importance to us and we prioritize making you feel safe and secured by taking necessary measures to protect your account. Through our modern blockchain based technology, you can rest assured that all of your transactions are highly secured. In addition, to give you greater control, you only can access your upay account only through your registered device. Hence, no need to worry about losing your PIN as no one can access your upay account from other mobile devices.
Online Payments
You can order groceries, medicines, food, gadgets online and pay via upay with ease. You can make quick online payments at your favorite shopping, food delivery, travel and gaming brands including Daraz, Evaly, Chaldal, Shohoz, just to name a few.
Your Own Wallet
For the first time in Bangladesh, you will have your own wallet which will give you a liberty of checking where your money is coming from, including Salary, Disbursement and Remittance. With such a personalized wallet, you can enjoy exclusive upay reward.
Ease of Access
upay is always looking out for you to give convenience and ease in your life. Keeping that at the core, upay app has certain features that can ease some of your pains.
· You can now avoid the hassle of constantly calculating the charge on cash out and simply add the Cash Out charge, to give more ease for the receiver. Through a simple tap, Cash Out charge will be automatically calculated whenever you are sending money to another upay account.
· Use the app in either Bangla or English, and change between the two whenever you want.
Book Tickets Easily
Book your Bus, Launch or Air tickets easily through the upay app. In addition, you can also book your favorite hotels, movie tickets and many more. For further details, please visit our website at https://www.upaybd.com.
? Enjoy the thrill of upay Chaka with a revamped interface and dynamic reward experience.
? Load funds from upay wallet to any other UCB-upay Co-branded Prepaid Card, expanding financial flexibility.
? Register & recharge RFID of Mayor Mohammad Hanif Flyover with the upay app.
? Updated contact information for 24/7 customer support in the app.
? This Eid, celebrate reunion with loved ones! Make your Eid Jatra hassle-free and twice the celebration with the ease of upay!
? Pay any Mastercard Credit Card bill through upay app easily!
? Ensure seamless payment of your Nitol Niloy servicing fees under the "Vehicle" category using the Pay Bill option.
? Effortlessly pay your monthly EMI bills for IFAD Autos Limited through upay app.
? Enjoy expanded coverage for BPDB prepaid bill payments.
? We are committed to enhancing the user experience, striving for continuous improvement
? Apply for your first ever Co Branded Dual Currency Prepaid Card.
? Load your Prepaid Card with one tap.
✅ upay registration is now easier! Create upay accounts for your near ones directly from your app.
? A lot of enhancements for improved user experience.
? Pay any VISA Credit Card bill through upay app easily
? Enjoy fund transfers to any VISA debit card without any hassle
? CDIP installment payment is now easier with upay app
? Experience enhanced user experience with improved features
? Discover new educational institutions and pay tuition fees effortlessly.
? Find more banks in "Bank to upay" section for easy money transfers to your upay account.
? Experience enhanced user experience with improved features.
Minor bug fixes
? New Islamic Contents have been added in upay app
? Pay Internet bill of ICC Communication and KS Network simply by a few clicks through upay app.
? Play exciting games from within upay App
? Listen to your favorite music from upay App
? Refer upay App to your friends and family
? Improved user experience
? Pay XI Class Admission fees easily through upay App.
? Pay Akash DTH & carnival internet bill easily & free of charge!
? Play exciting games from within upay app and wait for amazing competitions to come.
? You can explore our current offers with one tap in upay offer section.
? A lot of bug fixed as we improve upon customer feedback every day.
Initial release with the following features:
- Basic MFS
- Send money
- Mobile recharge
- QR payment
- Bill payment
